By Celia Bacelar
Do you dream of owning a home? Have you heard of Housatonic Habitat for Humanity? Housatonic Habitat for Humanity (HHH) builds homes and revitalizes neighborhoods in the greater Danbury area. They rely on the support of volunteers, faith-based communities and businesses located throughout northern Fairfield and southern Litchfield counties. Habitat invites people of all backgrounds, races and religions to build houses together in partnership with families in need.
Homes are built by volunteers who are trained and supervised by their professional construction supervisors. Financial support, materials donations and construction services are provided by individuals, corporations and faith groups. Less than 10 percent of their funding comes from state or federal sources.
Habitat helps build stronger neighborhoods in which the new homeowner is a key stakeholder. In some areas, the scene of children at play replaces drug dealing and other crime. Home ownership creates hope, stability and a better quality of life and Habitat remains a part of homeowners’ lives, with support for families if it is ever needed.
Habitat provides “a hand up, not a handout.” Homes are purchased from HHH through a zero-interest, 20- or 30-year mortgage held by HHH. Since most of the labor is donated time, the overall cost of each home is much less than it would be normally. HHH sells each home at no profit. Homeowners often find their monthly mortgage payment is far less costly than when they rented.
Selection of homeowners is based on a family’s need for decent affordable shelter, household income that is 60 percent below the median for the Danbury area and a willingness to partner with HHH by investing sweat equity and making mortgage payments reliably.
Each family contributes 400 hours of sweat equity – most of it goes into building their own home, but some does go into building other Habitat houses. New Habitat homeowners complete a series of homeowner classes and typically become role models for other homeowners in the neighborhood.
If you are a first time homeowner, Housatonic Habitat for Humanity will be hosting a series of Open House events to showcase their lovely three-bedroom home in Danbury, CT. The home is located at 21 Hospital Ave, Unit 2B.
Open House times:
- Wed., May 11 from 5:00PM to 7:00PM at 21 Hospital Ave., Unit 2B, Danbury, CT 06811
- Sat., May 14 from 11:00 AM – 4:00 PM at 21 Hospital Ave., Unit 2B, Danbury, CT 06811
- Wed., May 18 from 5:00PM – 7:00PM at 21 Hospital Ave., Unit 2B, Danbury, CT 06811
- Sun., May 22 from 11:00 AM – 4:00 PM at 21 Hospital Ave., Unit 2B, Danbury, CT 06811
Come see the home for sale and hear about their financing. For eligible buyers, Habitat offers a fixed “interest free” mortgage of 30 years. They are currently accepting applications – online at www.housatonichabitat.org, at their office – 51 Austin Street, Danbury, CT, 06811 or by emailing firstname.lastname@example.org. You can call them at (203) 744-1340.