By Perry Salvagne, Hodge Insurance Agency, Inc.

Although the heavy snowstorms we encountered in mid-December have given way to spring-like temperatures and accompanying rains, we were abruptly reminded of the specific dangers and concerns that come with the colder months in New England. As we saw with the heavy snow of 2011, snow accumulation on rooftops can lead to ice damming and the significant damage that can follow. Ice dams are the result of melted snow pooling behind dams of ice that form at the roof

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